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How Employers Can Service the Unbanked and Underbanked

A recent survey by the Federal Deposit Insurance Corporation (FDIC) found that about 68 million people are either unbanked or underbanked in the United States. Not only are data points like this stunning, they are a realization of the need for a wide range of options when it comes to the most convenient ways to pay diverse employee groups.

We recently announced a new paycard program, the Skylight PayOptions Program, which specifically addresses the needs of this special employee group. The new payroll card program allows business owners to cater to the varying needs of their employee groups in a mutually efficient way.  While employees can take advantage of several free methods to better manage and access their wages, payroll is made simple for the employer saving both time and money by eliminating the need to produce and distribute checks.

Here are some additional advantages:

  • The Skylight PayOptions Program makes payroll simple, easy and cost effective for business owners
  • Once an employee is on direct deposit, the business owner saves both time and money by eliminating the need to produce and distribute checks
  • By offering employees the Skylight PayOptions Program, employers provide employees with a true financial benefit – eliminating the cost and inconvenience of cashing traditional paper paychecks and increasing employees’ financial      security
  • There is not set up fee for the card program to the employer and the employee does not have to pay a monthly usage fee for the service.


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