Sidecar Health

Sidecar Health puts members in the driver’s seat for their health care. Through our app, members shop around for care knowing their coverage and benefit amounts, as well as prices charged by local healthcare providers. They can see any doctor and pay at the time of care with the Sidecar Health Visa card, which pulls money directly from our claims account.

Our approach saves members money and eliminates surprise bills. Because we remove the administrative overhead associated with big insurance, providers get paid right away and don’t need to process claims, while members save 40% or more compared to traditional plans[1]. Sidecar Health covers over 170,000 medical services and Rx, and plans can be customized to fit any need and budget.

[1]Comparison of premiums and coverage quoted to a 30-year-old person, with no pre-existing health conditions and residing in ZIP code 77002, for a premium policy administered by Sidecar Health and an Oscar Classic Gold plan issued by Oscar, and assuming $5,000 total annual health care spend (as of November 7, 2019). 

This is a limited benefits insurance plan and is not an expense incurred medical plan. The benefits provided under this plan are limited in nature and are not related to the costs a member may incur for health care services. As a fixed indemnity insurance plan, this plan is exempt from many state and federal requirements that apply to other types of health benefit plans. This policy does not provide major medical expenses coverage, minimum essential coverage or essential health benefits.

Sidecar Health issues only individual policies and does not offer group policies.

Sidecar Health is backed by trusted insurance partners that are rated by AM Best. Our policies are underwritten by United States Fire Insurance Company and Sirius America Insurance Company, trusted and established insurance carriers, which means your policy is secure no matter what happens.

Small Group and Large Group Products are available to a limited service area in TX.