Blog listing
Why Senior Benefits Are a Smart Growth Play for Brokers in 2025
11,000 Americans turn 65 every day. Many still need benefits. Senior solutions are strategic, an optional no longer. Learn why brokers who embrace Medicare and caregiver support now will deepen client loyalty, tap into new revenue, and become the advisors employers truly need. The future of benefits includes the 65+ crowd. Are you ready?.
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ERISA, Form 5500, and Plan Numbers: What Employers Need to Know About Compliance
Think compliance is just paperwork? Think again. A missed Form 5500, a wrong plan number, or an incomplete SPD can cost employers thousands. This guide breaks down what employers need to know and how brokers can step in to spot red flags before penalties hit. Compliance isn’t scary when you know what to look for.
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HRA vs. HSA vs. FSA: Breaking Down the Alphabet Soup of Healthcare Savings
HSAs, HRAs, FSAs - each offers tax advantages, but choosing the right one isn’t always straightforward. From portability to rollover rules, this article helps brokers confidently guide clients through the chaos and offer smarter, personalized savings solutions. Because in today’s market, cookie-cutter benefits just don’t cut it. Let’s dive in.
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Pharmacy Benefits Under Scrutiny: A Call for Greater Transparency
Rising prescription drug costs frustrate employers who expect fair pricing. Many feel trapped by complex pricing structures from pharmacy benefit managers. Brokers who offer guidance on rebates, discount programs, and clear cost-saving strategies can help clients manage expenses while establishing themselves as valuable partners in an evolving market. Get the insights you need.
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MLR Rebates: What They Are, Why They Matter, and What Employers Must Do
MLR rebates seem simple but come with compliance, tax, and ERISA complications. Providing clear guidance helps clients avoid costly mistakes and appreciate your expertise. These conversations can also lead to broader financial strategy discussions. The right approach strengthens relationships and proves your value beyond the annual renewal process. Find out how to turn rebates into opportunities.
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Alternative Benefit Plans: How Expanding Your Options Helps You Close More Deals
Employers feel stuck when renewal rates rise, and budgets tighten. Offering more benefit solutions creates fresh opportunities to strengthen client relationships. Expanding carrier access, flexible funding models, and tailored benefit designs helps brokers address client needs and achieve better outcomes during renewal conversations. Creative options lead to success. Discover the strategies that d
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Cracking the Code on RxDC Reporting
Prescription drug transparency is here to stay. With growing regulations, employers must navigate complex RxDC reporting requirements. Who’s responsible? What needs to be reported? And what happens if they miss the deadline? Get the answers and keep your clients compliant. Let’s break it down.
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Cost Containment Without Compromise: A Broker’s Playbook
Cut costs, not benefits. Employers are looking for smart ways to control healthcare spending without sacrificing quality. From level-funded plans to reference-based pricing and ICHRAs, brokers have more tools than ever to deliver real savings. Ready to help clients get ahead? Let’s dive into strategies that work.
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Tech in Benefits: Work Smarter, Not Harder
From digital enrollment to real-time quoting, technology is transforming how brokers support clients. But not all tools are created equal. The right solutions cut busywork, enhance accuracy, and free up time for what matters most - relationships. Ready to embrace tech without losing the human touch? Let’s dive in
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Small Businesses, Big Benefits: Why QSEHRAs Are the Perfect Healthcare Solution in 2025
Struggling to offer health benefits without breaking the bank? In 2025, QSEHRAs are giving small businesses a smarter, more flexible way to support employees, without the hassle of group insurance. With higher reimbursement limits, easier administration, and real cost savings, this game-changing approach is transforming benefits. Here’s why you can’t afford to ignore it.
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Mental Health Parity in 2025: What Employers and Advisors Need to Know
Mental health coverage is no longer optional, it’s essential. With new regulations in 2025, employers and advisors must ensure fair access to mental health care or risk compliance issues. These updates matter! Cut through the complexity and bring real value to your clients. Wondering what’s changing and how to stay ahead? Let’s break it down.
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Beyond Traditional Benefits: Helping Employers Support Growing Families
Employees expect more than traditional benefits. They want real support in starting and growing their families. From fertility treatments to parental leave, family-building benefits are changing the workplace. Learn why employers are making these investments and how brokers can play a key role in shaping meaningful benefits strategies
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