Cigna + Oscar Cigna + Oscar

Broker products to meet your diverse client needs.




A. M. Best

Cigna + Oscar brings together the power of Cigna's national provider networks and Oscar’s innovative digital member experience to deliver small group health insurance that understands the unique needs of small businesses and their employees.

Cigna + Oscar plans include the best of both the Cigna and Oscar experience, including:

  • Health plans that save money: The Cigna LocalPlus® network provides a locally designed network of providers that offer cost-effective medical care without sacrificing the quality employees expect. The Cigna Open Access Plus network is the most popular national network with nearly 820,000 providers and 6,200 facilities.*
  • 24/7 virtual urgent care: Access to board-certified doctors anytime for $0 copay via the Cigna + Oscar app.**
  • Prescriptions made easy: Your clients will save on prescriptions with Express Scripts and can refill them right from the Cigna + Oscar app.
  • Personalized Care Team: Care guides that know your clients by name, and are there to help them manage their care and costs by phone or messaging in the app. Each team includes a nurse, as well as dedicated support, to help employees find the right doctors and care in their area, plus the tools to search for care.
  • Healthy mind and body: Step tracking rewards up to $100 per year and access to Cigna’s behavioral health network.

*Cigna analysis of actual number of doctors in the PPO Network as of December 2015 and the Cigna Behavioral Health Network as of October 2015. Data is subject to change.

** Feature and network availability may vary by location and plan type and is subject to change.

A.M. Best rating of A (Excellent) is representative of Cigna

Type Small Group Large Group Stop Loss Individual Senior


  • California
  • Connecticut
  • Georgia
  • Pennsylvania
  • Tennessee





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