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AllPerspectives Blog

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November 28th, 2022

Oregon Paid Family & Medical Leave ("Paid Leave Oregon")

Starting in 2023, all Oregon employers must allow employees to take up to 12 weeks of paid leave off in a year.

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November 10th, 2022

Health Plan Prescription Drug Reporting Mandate (RxDC)

The CAA requires self-funded group health plans and fully insured health plans to report specific data about prescription drug pricing and healthcare spending to the federal government starting on December 27, 2022.

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November 8th, 2022

Top 5 Services You Should Expect from a General Agency

How important is the relationship you have with your general agency? It should be very important because it heavily influences the way you do business. It also influences your book of business. And as with any relationship, you have the right to expect certain services.

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October 31st, 2022

Data: Voluntary Benefits Significantly Boost Broker Revenue

Benefits brokers tend to fall into three main camps: those who only sell employer-sponsored healthcare plans, those who focus mainly on voluntary benefits, and those who sell both. Here is what you need to know from a revenue standpoint: brokers in the latter two categories earn higher revenues thanks to voluntary benefits.

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October 18th, 2022

Why Secure Enrollment Should Be a Priority for Every Broker

The open enrollment period is the busiest time for health insurance brokers and agents. There is so much to do and so little time to do it that it may seem easy to take shortcuts that could lead to a less secure experience. If we could offer brokers one bit of advice, it would be this: make secure enrollment a top priority. Do not take any chances.

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September 29th, 2022

BenefitMall Launches Updated Compliance Center at BenefitMall.com

A Single-Stop for Legal and Regulatory Compliance Resources

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September 20th, 2022

Voluntary Benefits Spotlight: Group Accident Insurance

Our monthly look at voluntary benefits returns once again, this time with a focus on group accident insurance. This is a fantastic product that can help you target your clients’ older employees. Any of your clients with a significant number of older workers make good candidates.

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August 31st, 2022

Voluntary Benefits Spotlight: Identity Theft Protection

Access to voluntary benefits is critical to your success as a full-service benefits broker. The larger the volume of voluntary benefits you can offer clients, the more valuable your services become. Considering that, we want to begin putting the spotlight on some voluntary benefits that deserve more attention based on consumer demand. Let's start with identity theft protection.

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August 25th, 2022

Maryland Passes Paid Family and Medical Leave Law

Maryland’s Time to Care Act (TTCA) establishes a paid family and medical leave (PFML) insurance program.

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August 18th, 2022

Study: Heterogeneous Workforce Will Drive Benefits Forward

Since the start of the year, we have put a lot of effort into promoting the idea of being a full-service broker. We have discussed how full-service relates to digital transformation, non-medical benefits, voluntary benefits, and so on. It is all driven by something we have observed within the American workforce as of late: its heterogeneous nature.

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August 16th, 2022

New Guidance Issued on Contraception Coverage under ACA

The ACA requires most private plans to offer birth control and family planning counseling at no additional cost to beneficiaries.

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August 15th, 2022

ACA Affordability Percentage Decreases in 2023

This affordability percentage affects an individual’s eligibility for federally subsidized coverage from a marketplace exchange.