Broker products to meet your diverse client needs.

Founded in 2002, The Difference Card is a company of innovators who believe in cost-saving employee benefit solutions for all of its clients.  The Difference Card® works like a credit card to offset copays and deductibles an employee may incur through their insurance plan.  Using innovative MasterCard technology, the Difference Card helps an employee pay towards and obtain reimbursement for such out-of-pocket costs as office visits, emergency room visits, deductibles and coinsurance expenses.

The Difference Card is not just a card. It's the powerful combination of technology, flexibility, customer service and result-driven savings in a rapidly changing healthcare environment.

Since 2002, the Difference Card has saved its clients over 18% annually on their healthcare costs. On average, The Difference Card saves clients $2,000 per employee, per year without reducing member benefits.

With offices in NY, NJ, PA, IL, CA, TN, MA, DC, WI and MI, The Difference Card provides a national presence combined with local expertise and exceptional service.

For more information, visit www.differencecard.com.

Difference Card Employer Video

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    • Small Group

      • California
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      * Online quoting available

    • Large Group

      • California
      • Colorado
      • Delaware
      • District of Columbia
      • Florida
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      • New Jersey
      • New York
      • Ohio
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      * Online quoting available

    • Self-Funded

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Small Group

Large Group

Self-Funded

Individual

Senior

  • Other

    • California
    • Colorado
    • Delaware
    • District of Columbia
    • Florida
    • Georgia
    • Maryland
    • New Jersey
    • New York
    • Ohio
    • Oklahoma
    • Texas
    • Virginia

    * Online quoting available

    • California
    • Colorado
    • Delaware
    • District of Columbia
    • Florida
    • Georgia
    • Maryland
    • New Jersey
    • New York
    • Ohio
    • Oklahoma
    • Texas
    • Virginia

    * Online quoting available

    • None
    • None
    • None