Reliance Standard
Broker products to meet your diverse client needs.
Reliance Standard provides a full spectrum of group coverage to employers as components of basic employee benefits programs. Coverages include group life, group disability income, accidental death and dismemberment, integrated disability, administrative services, group dental and vision. Specialized voluntary coverages are also marketed to employers with enhanced and/or cafeteria employee benefit plans, including an integrated disability income product and an innovative mini-medical product designed for part-time, temporary and seasonal employees. Reliance Standard distributes its products through independent agents and brokers.
Insurance products and services are provided through Reliance Standard Life Insurance Company in all states (except New York), the District of Columbia, Puerto Rico & the U.S. Virgin Islands. Reliance Standard is domiciled in Illinois, and its administrative offices are in Philadelphia.
Reliance Standard has been providing insurance products for over 90 years. It was incorporated in 1907 as the Central Standard Life Insurance Company in Chicago, Illinois. In 1967 the administrative offices moved to Philadelphia, PA and the company was renamed Reliance Standard Life Insurance Company. Not all products are available in all states.
Reliance Standard is owned by Delphi Financial Group (DFG), a publicly traded insurance holding company (NYSE:DFG). DFG is an integrated employee benefit services company and a leader in managing all aspects of employee absence to enhance the productivity of clients.
Other companies in the Delphi Group are:
Reliance Standard’s product portfolio includes:
RELIANCE STANDARD VOLUNTARY PLANS (RSVP) are 100% employee-paid insurance plans offered at affordable group rates and paid through convenient payroll deduction. Employers can offer voluntary term life, accidental death and dismemberment and integrated short and long term disability insurance in any combination to their employees. The employer chooses and designs a plan that’s right for their employees.
RSL BasicCare™ is available for hourly, part-time, seasonal, temporary, or irregularly scheduled employees in certain occupations. RSL Basic Care is a portfolio of limited, voluntary group health plans that offer affordable coverage to employees with no access to employer-paid health benefits. Flexible medical plans, including hospitalization and prescription benefits, are complemented by ancillary coverages such as Basic Care Dental, Basic Care Term Life and Basic Care STD.
RSL SmartChoice™, our Small Group product offers flexible LTD, Life/AD&D, STD, Dental and Vision plans with competitive rates and flexible plan designs. For groups with 2 to 19 lives (except dental/vision). Coverages include:
Absence Solutions®, the integrated employee benefits platform marketed exclusively by Reliance Standard and sister company Matrix Absence Management, based in San Jose, CA. Absence Solutions® integrates short and/or long term disability coverage with sophisticated leave management, clinical case management, administrative and reporting features, and is an industry leader in helping companies manage FMLA leave, and quantify their return on investment. Effective absence management requires skill sets that most companies simply don’t have in-house. That’s why so many leading-edge companies choose to outsource this vital business process to an integrated employee benefit company whose core competencies are disability insurance, workers’ compensation insurance and comprehensive absence management: Delphi Financial Group.
Business Travel Accident can be written for groups of five or more. If the state minimum requirement is greater than five, the group must meet the state’s minimum requirements. The amount and kind of business traveling done by key employees influences the kind of plan needed. Tailored plans are available upon request.
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