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AllPerspectives

Stay up to date with reliable business articles from across the health insurance industry from the latest trends to data security to IRS forms to compliance news alerts.

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IRS Reporting in 2024
article Compliance

IRS Reporting in 2024

The Internal Revenue Service (IRS) issued guidance in February relating to new reporting requirements in 2024. These new rules contain significant changes that employers must be ready for heading into the new year.

Protecting Customer Data Don’t Trade Security for Convenience
article AllPerspectives

Protecting Customer Data: Don’t Trade Security for Convenience

Brokers can go a long way toward protecting customer data by teaming up with a general agency that provides secure enrollment and submission technology.

Medical Loss Ratio
article Compliance

Medical Loss Ratio Rebates

Insurance carriers are required, under the Affordable Care Act, to spend certain percentages of the premium amounts received on medical care and quality improvement. If the carrier fails to do so, they must rebate the difference to policyholders, as well as send notification letters to those enrolled in the plan(s).

Blog Image_6 Ways to Ensure You're Prepared for the Busy Season
article AllPerspectives

6 Ways to Ensure You’re Prepared for Busy Season

As a full-service health insurance broker entering Q4, maximizing your agency’s potential is crucial. With the busy season on the horizon, preparation is key.

The Power of LinkedIn
article AllPerspectives

The Power of LinkedIn for Insurance Brokers: Why and How to Build Your Business Network

In an increasingly digital world, LinkedIn has become the de facto digital Rolodex for businesses and professionals. Insurance brokers are no exception.

Affordability Safe Harbor Blog Thumbnail
article Compliance

Affordability Safe Harbor

Beginning January 1, 2024, the new affordability percentage for employer-sponsored coverage will be reduced to 8.39% of the employee’s household income.

Revised Form 720 (6-21-23)
article Compliance

Revised Form 720

The IRS has released a revised Form 720, Quarterly Federal Excise Tax Return, the proper method to file and report PCORI fees.

PCORI Fee Filing Blog Image
article Compliance

2023 PCORI Fee Filing

What is a PCORI Fee? Also known as the Comparative Effectiveness Research Fee (CERF), the Patient-Centered Outcomes Research Institute Fee (PCORI) is one of many different fees that go towards the funding of the Patient Protection and Affordable Care Act.

Guide_to_Mastering_Social_Media_for_Insurance_B.original
article AllPerspectives

Guide to Mastering Social Media for Insurance Brokers

Social media marketing seems so easy on one hand and yet so difficult on the other. It can even be intimidating to some degree. Many brokers make social media part of the overall marketing strategy, yet fail to achieve a decent return on investment. It doesn't have to be that way.

IRS_Changes_HSA_Amounts_BA.original
article Compliance

2024 Limits Announced for Health Savings Accounts (HSA), High Deductible Health Plans, and Excepted Benefit HRAs

On May 16, 2023, the Internal Revenue Service released updates to the maximum annual 2024 contribution limits for health savings accounts (HSAs) under high deductible health plans (HDHPs).

Be_a_Hero_by_Introducing_Clients_to_More_Non-Me.original
article AllPerspectives

Be a Hero by Introducing Clients to More Non-Med Benefits

Employers in many industries are still struggling to fill open positions. Meanwhile, workers are struggling to make ends meet amidst inflation and wage stagnation. Both groups can feel like they are doing everything they can but not making any headway. You can be a hero by introducing them to more non-medical benefits.

David_Mordo_NJ_Lifetime_Achievement_Award.original
article Compliance

Congratulations, David Mordo, for Winning the NJ Lifetime Achievement Award

Congratulations to David Mordo, BenefitMall Compliance Analyst, for winning the NJ Lifetime Achievement Award. He was honored on Tuesday morning at the NJ-NABIP state convention.